:root {
  --bank-red: #9a260e;
  --fire-red: #d91a1a;
  --fire-gold: #ffad00;
  --engrave-black: #23120b;
  --paper: #fbefe3;
  --paper-strong: #f4e2d1;
  --grid: #e8c3a3;
  --line: #d6b28f;
  --ink-muted: #5e4637;
  --panel: rgba(255, 248, 241, 0.82);
}

* {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  padding: 0;
}

body {
  font-family: "Georgia", "Times New Roman", serif;
  color: var(--engrave-black);
  background: var(--paper);
  min-height: 100vh;
  position: relative;
}

.paper-grid {
  position: fixed;
  inset: 0;
  background:
    radial-gradient(circle at 20% 30%, rgba(217, 26, 26, 0.06), transparent 40%),
    radial-gradient(circle at 80% 70%, rgba(255, 173, 0, 0.08), transparent 42%),
    repeating-radial-gradient(
      circle at 50% 50%,
      rgba(232, 195, 163, 0.26) 0,
      rgba(232, 195, 163, 0.26) 1px,
      transparent 1px,
      transparent 11px
    );
  pointer-events: none;
  z-index: 0;
}

.container {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.topbar {
  padding-top: 24px;
}

.topbar-inner {
  background: linear-gradient(180deg, #fff8f1 0%, #fdf4ea 100%);
  border: 1px solid rgba(154, 38, 14, 0.2);
  border-radius: 18px;
  box-shadow: 0 12px 26px rgba(79, 23, 10, 0.14);
  padding: 14px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
}

.brand img {
  height: 86px;
  width: auto;
  display: block;
}

.topbar-nav-zone {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 10px;
}

.topbar-quick-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.topbar-btn {
  display: inline-block;
  border-radius: 10px;
  padding: 8px 14px;
  text-decoration: none;
  font-family: "Segoe UI", Tahoma, sans-serif;
  font-weight: 700;
  font-size: 14px;
  color: #fff;
  border: 1px solid rgba(130, 27, 12, 0.42);
  background: linear-gradient(110deg, var(--fire-red), var(--fire-gold));
  box-shadow: 0 8px 18px rgba(204, 78, 22, 0.25);
}

.menu {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.menu a {
  color: var(--engrave-black);
  text-decoration: none;
  font-family: "Segoe UI", Tahoma, sans-serif;
  font-size: 18px;
  position: relative;
}

.menu a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -4px;
  width: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--fire-red), var(--fire-gold));
  transition: width 0.18s ease;
}

.menu a:hover::after {
  width: 100%;
}

.hero {
  margin-top: 24px;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 26px;
}

.hero-left {
  background: var(--panel);
  border: 1px solid rgba(154, 38, 14, 0.22);
  border-radius: 18px;
  padding: 30px 30px 26px;
  box-shadow: 0 10px 22px rgba(68, 28, 14, 0.12);
}

.kicker {
  margin: 0 0 10px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--bank-red);
  font-family: "Segoe UI", Tahoma, sans-serif;
  font-size: 13px;
  font-weight: 700;
}

h1 {
  margin: 0;
  font-size: clamp(32px, 4.2vw, 54px);
  line-height: 1.05;
  font-weight: 700;
  color: var(--engrave-black);
}

h1 span {
  display: block;
  margin-top: 8px;
  background: linear-gradient(90deg, var(--fire-red), var(--fire-gold));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.lead {
  margin: 18px 0 0;
  font-size: clamp(18px, 1.8vw, 23px);
  line-height: 1.45;
  color: var(--ink-muted);
}

.hero-actions {
  margin-top: 22px;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.btn {
  border-radius: 12px;
  padding: 12px 18px;
  text-decoration: none;
  font-family: "Segoe UI", Tahoma, sans-serif;
  font-weight: 700;
  font-size: 15px;
}

.btn-primary {
  color: #fff;
  border: 1px solid rgba(130, 27, 12, 0.45);
  background: linear-gradient(110deg, var(--fire-red), var(--fire-gold));
  box-shadow: 0 10px 22px rgba(204, 78, 22, 0.35);
}

.btn-ghost {
  color: var(--bank-red);
  background: transparent;
  border: 1px solid rgba(154, 38, 14, 0.34);
}

.hero-card {
  background: linear-gradient(180deg, #fff8f2 0%, #fae8d7 100%);
  border: 1px solid rgba(154, 38, 14, 0.24);
  border-radius: 18px;
  padding: 24px;
  box-shadow: 0 10px 22px rgba(74, 22, 11, 0.14);
}

.hero-card-logo {
  display: flex;
  justify-content: center;
}

.hero-card-logo img {
  width: min(290px, 100%);
  height: auto;
}

.hero-card h2 {
  font-size: 28px;
  margin: 10px 0 8px;
}

.hero-card p {
  margin: 0 0 14px;
  color: var(--ink-muted);
  font-family: "Segoe UI", Tahoma, sans-serif;
  line-height: 1.5;
}

.hero-card ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 8px;
}

.hero-card li {
  background: rgba(255, 255, 255, 0.65);
  border: 1px solid rgba(154, 38, 14, 0.2);
  border-radius: 12px;
  padding: 10px 12px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  font-family: "Segoe UI", Tahoma, sans-serif;
}

.hero-card li strong {
  color: var(--bank-red);
}

.section {
  margin-top: 24px;
}

.section-head h3 {
  margin: 0 0 10px;
  font-size: 30px;
}

.paper-panel,
.contact-box {
  background: var(--panel);
  border: 1px solid rgba(154, 38, 14, 0.2);
  border-radius: 16px;
  padding: 18px 22px;
  box-shadow: 0 8px 18px rgba(80, 24, 11, 0.1);
  font-family: "Segoe UI", Tahoma, sans-serif;
  line-height: 1.6;
  color: var(--ink-muted);
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.benefit {
  background: linear-gradient(180deg, #fff9f3, #f9e7d8);
  border: 1px solid rgba(154, 38, 14, 0.22);
  border-radius: 16px;
  padding: 16px;
  box-shadow: 0 8px 16px rgba(80, 24, 11, 0.1);
}

.benefit h4 {
  margin: 0 0 8px;
  font-size: 21px;
}

.benefit p {
  margin: 0;
  color: var(--ink-muted);
  font-family: "Segoe UI", Tahoma, sans-serif;
  line-height: 1.5;
}

@media (max-width: 980px) {
  .hero {
    grid-template-columns: 1fr;
  }

  .topbar-inner {
    align-items: flex-start;
  }

  .topbar-nav-zone {
    width: 100%;
    align-items: flex-start;
  }

  .topbar-quick-actions,
  .menu {
    justify-content: flex-start;
  }

  .brand img {
    height: 74px;
  }

  .benefit-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .container {
    width: calc(100% - 24px);
  }

  .topbar-inner {
    padding: 12px;
  }

  .brand img {
    height: 62px;
  }

  .menu {
    gap: 12px;
  }

  .topbar-quick-actions {
    gap: 8px;
  }

  .topbar-btn {
    padding: 8px 12px;
    font-size: 13px;
  }

  .menu a {
    font-size: 15px;
  }

  .hero-left,
  .hero-card {
    padding: 16px;
  }
}